Once you have your weekly budget, try and keep a record of the money you spend and what you spend it on. Some of these expenses will be fixed – the same each month – and others will vary Entertainment – cinema, drinking, clubbing, whatever your forms of entertainment are, you will need to budget for this too.Household bills – water, electricity, gas – these are generally paid quarterly, but it will help you to establish how much you need to save each week towards the bills, so you don’t find yourself short when they are due.This is a typical list, which can act as a starting prompt
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Not all of your expenses will be weekly, but you can estimate what you might spend on certain things over the term and divide it by the number of weeks to get a weekly figure.
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Make a list of all the things that you will need to spend money on each week. Be sure to work out the exact number of weeks and then simply divide the total income by the number of weeks to establish your weekly budget. The first thing is to establish exactly how much income you have each term and for what period of time it needs to last. Budgeting does not need to be complicated and if you sit down and work it out at the beginning of term, it will be easier to get in to good habits from the start. Here are some simple tips to help you manage your money and remain in control of your expenses. When you are living away from home for the first time and responsible for managing your money, it is very easy to suddenly find that you are spending more than your income if you do not plan and budget and this can quickly lead to debt.